What defines a "severe violation" in traffic law?

A "severe violation" in traffic law is defined by violations that cause harm or significant risk to public safety. This classification is important because such violations can endanger not only the driver but also passengers, pedestrians, and other roadway users. Examples of severe violations may include actions like driving under the influence, reckless driving, or excessive speeding. These behaviors are recognized as having the potential to lead to serious accidents, injuries, or fatalities, highlighting their impact on overall public safety.

The other options focus on consequences or administrative aspects that do not inherently capture the severity of the violation itself. Monetary fines, for example, do not determine whether a violation poses a threat to safety; rather, they are a punitive measure. Temporary license suspension is a consequence that may arise from a violation but does not define it as severe. Similarly, the act of reporting violations to insurance companies pertains more to financial impact than the actual severity of unsafe driving behavior. Therefore, the definition hinges on the direct threat to safety, making the risk and harm associated with the violation the critical factor.