Which of the following is a potential impact on a driver’s record due to traffic citations?

Increased insurance premiums are a well-documented potential impact on a driver’s record due to traffic citations. When a driver receives a citation for a traffic violation, this information is typically reported to insurance companies. As a result, insurers may view these citations as indicators of increased risk, leading them to adjust the driver's insurance rates accordingly. A history of violations can suggest a pattern of risky behavior, prompting insurers to raise premiums to mitigate their risk exposure.

In contrast, improvement in driving skills would not be a direct consequence of receiving a traffic citation; rather, it may be an associated benefit of gaining experience or undergoing training. Eligibility for rewards programs is generally unrelated to traffic citations and is often based on safe driving practices, not violations. Similarly, exemptions from future inspections are typically not linked to an individual's record of traffic citations and are determined by other regulatory criteria or eligibility standards. This context reinforces the reason why increased insurance premiums are the most relevant impact associated with traffic citations.